--
|
--
|
|
|---|
|
Stock
Loan and Securities Finance Services
|
|---|
| Provided
by and through fully regulated U.S. SIPC-member firms. Shares remain in
client account and title at all times while they serve to collateralize
a quick-closing, high-LTV, low interest stock loan or securities finance structure.
|
|---|
HedgeLender LLC offers stock loan and securities finance service managed by one of several major U.S. banking and brokerage firms in which shares remain in the borrower's account and do not change title.
No title change. This quick-closing, non-hedge-fund stock loan and securities finance program allows collateral stocks or other securities to remain in your personal brokerage account without changing title while they act as collateral for customized financing with high loan-to-value. It features administration through a fully regulated, major (top ten U.S.) SIPC-member brokerage; online 24/7 account access, control, and recordkeeping; and a simple lender lien against the collateral.
Advisors. For Registered Investment Advisors and licensed financial firms serving high net-worth clients, we offer a special program to give you direct access to our lending facility. Please contact us to learn more.
Solutions. These loans are ideal for a range of financial challenges and objectives, from real estate investment to corporate buyouts. Because these are operated through special credit facilities arranged through well-know U.S. brokerage firms, you will also have access to additional financial services. For adviseors and other professionals, our facility can work with your existing client fee arrangements. (Learn more.)
One Application. Your single application is sufficient to access all of the different stock loan and securities financing programs we offer. There is no obligation of any kind to inquire or proceed at any stage until and unless you choose to sign your final structured stock loan or securities finance agreement. Nominal fees are deducted from loan proceeds so that there are no out-of-pocket or advance costs.
Exclusive. We facilitate a wide range of custom quotes with terms and features that cannot be obtained independently outside of this service. To learn more or get started with a loan quote now, contact us and a staff member will be in touch with a relaxed, no-pressure discussion of your loan options.
Limited Recourse. Our showcase limited-recourse stock loan and securities finance program retains your shares in your own account without changing title. For eligible, optionable securities a put option or collar can be structured into the loan contract to help protect the value of the portfolio against lender loss and client asset attachment in the event of default.
These loans come with interest-only payments based on rates from 3%-7% and include the freedom to pay down principal as well. They close quickly, typically within 72 hours of signed loan documents, and early payoff is any time without penalty. For loan structuring and assistance, the services of your lending institution is always available. In terms of reporting, regular statements come direct from your lender and all future growth (upside), if any, goes to you, as well as dividends. Lender security is through a simple lien-type guarantee arrangement whereby the shares are locked in your account until the loan is repaid.
Customize. Flexibility is at the heart of these programs. The collateral shares, for example, may be exchanged (with lender approval) for securities of equivalent value during the loan term. Also, a "line-of-credit" feature means you may be eligible for more loan funds (again at lender's discretion) if the collateral securities' value should rise consistently over time. When the option hedge is in place for these loans, it makes it in effect a limited recourse loan where the borrower, should he be forced to default, may reduce his risk of liability to the collateral securities alone, fulfilling the debt obligation by surrendering the collateral shares alone. There is no negative credit reporting for these loans.
Regulated Institutional Management. Our institutional loan program offers many other variants beyond these standard features, but regardless of final loan structure, your securities always remain titled to you, the borrower and remain in your account at all times (absent an event of default). Absolutely no actions are taken on client's securities without his/her direct written authorization to the lender. And because these structures are highly flexible, they can range from conventional stock loans similar to margin loans all the way through to complex, one-of-a kind structured securities finance using mutual funds, bonds, T-bills, or even CD's - all tailored to your specific purposes or needs. Securities are never sold to fund any part of these loans.
Access to these programs is available at the time you make your initial inquiry via our Contact form.
Simplicity. If you have an individual or corporate financing challenge and securities to pledge as collateral, chances are that we can help somehow - and help quickly. The institutional lenders who provide your loan facility can move just about as fast as you desire. If you are happy with your loan terms, closing is very fast. Contact us to start the process now.
Reputation. HedgeLender has been the recognized name in customized stock-secured loan financing for over a decade. The company's history trace to its founding in 1999 as a securities-based financing resource originally intended for the U.S. export community. Over the years the company has built its reputation by recognizing that its primary responsibility was to listen to its clients. A major part of that responsibility was to find ways to facilitate flexible, custom stock loan and securities finance services rather than assuming" one size fits all."
Security. Levels of assurance, due diligence, and security that were common and acceptable three years ago are today no longer accepted by today's investors or regulators. Verification that would have been adequate then is deemed unacceptable today. Much more is now expected at all levels of every financial organization..
HedgeLender responded. In early 2008 we began to upgrade all of our security procedures for lenders, clients, and agents. First we added new compliance–checking systems designed to combat money laundering and other illegal practices through GB Group's UK-based URU multinational background and ID checking system. We took up a formal business subscriber account with PACER, the U.S. government's public criminal and civil database. We added other online resources, and moved up our scheduled unveiling of our institutional, no-title-transfer loan program
Today, every process, statement, and fact is double and triple checked then recorded and filed. We also conduct asset-liability valuation of lenders, including professional standing records, all at no cost to our borrower. Third-party attorney and CPA-verification are other techniques we now employ regularly.
Objectives. Our goal is to be able to say to every client who places their trust in us that yes, we have done our utmost to ensure that every possible element of your loan transaction that is within our control is secure, tested, and verified, and that your assets and account management are in good hands at all times. Where we can learn ways to provide better service, you can be sure we will implement them.
Innovation. HedgeLender LLC has always been about locating and delivering innovation and choice to our clients. In fact, we feel flexible choice should be a securities owner's right, not just holding or selling. Choose from dividends paid to dividends credited; interest and principal or interest-only repayment; higher LTV for a cap on future upside, or full upside and standard LTV. Have a more difficult objective? Explore a wide range of stock loan and complex structured securities finance alternatives using our enhanced lending facility. We'll do our best to ensure that you have access to the solutions you need, and that you alone are in control.
Broad eligibility. We'll also do our best to get you quotes for every loan variant for which you are eligible, and we are pleased to be able to say that HedgeLender today can deliver a stock loan or structured securities finance term sheet for almost all marketable securities. We accept free-trading stocks, bonds, mutual funds, federal securities (such as Treasury bills), stock options and many others. Quality, verified foreign stocks and bonds are acceptable as well. Larger portfolios and stronger stocks with public options receive our widest range of offers, but we make every effort to deliver attractive loan quotes to everyone from the smallest investor to the largest stock brokerage.
The Crossroads. Sooner or later most every securities-based loan client or agent comes through our doors to see what HedgeLender can offer. "Number One" is not just an empty boast here. Rather, it's s a title we've earned over more than a decade of putting our clients first and innovating when our clients expected it. Our A+ Accredited Business rating by the Better Business Bureau, and our many genuine testimonials from clients past and present are indicative of who we are and what we strive to be. Whether via a rating agency or individual borrower, HedgeLender remains a small firm with big-firm respect.
Remember: Your loan contract is your decision alone to make. You are never under any obligation to undertake any loan program offered through our facilities. Ask questions of your lender. Review your terms in full. Take your time.
Please browse our website for more information on our stock loan and securities financing programs.
Or, Get Started with a Loan Quote Today!
HedgeLender LLC actively
supports our men and women in uniform by making contributions
Disclaimer --BPrivacy ---News ---Links--VEstates -- Site Map
Contribute to the HedgeLender-sponsored Margie
Foundation charitable program
|
|---|
(TAGS: loans stock, loan against stocks, stock secured loans)
Other Links - Visit our UK stock loan site - Our securities finance sister site
Our loanstock site -Reading list site
